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About Us

Bank of Khartoum, Formed in 1913, Bank of Khartoum (BOK) is Sudan’s oldest and largest Islamic financial institution. Headquartered in Khartoum and with balance sheet of USD 2 Billion, BOK Group has almost 3,000  employees, 150 plus branches & cash offices and over 325 ATM /CDMs, the largest branch and ATM network in Sudan.

81% of bank’s shareholding comes from GCC / Middle East and likes of Dubai Islamic Bank (largest shareholder), Islamic Development Bank Jeddah, Abu Dhabi Islamic Bank, Sharjah Islamic Bank etc are shareholders. The remaining shareholding consists of leading regional royals and prominent Sudanese investors.

BOK is the first bank in Sudan to be rated ‘AA-’ (long-term) and ‘A-1’ (short-term) ratings and a ‘Stable’ outlook by Islamic International Rating Agency (IIRA)

In July 2019, SIGMA RATINGS Inc. New York have awarded BOK Group BBB+ rating with a Positive Outlook. The rating focuses on the control effectiveness around Compliance, Corporate Governance and Financial Crime Policies.

Sanctions on Sudan were removed in November 2018 but Bank of Khartoum was delisted from OFAC since April 2011, making it the preferred bank of choice with United Nations, non-governmental organizations (NGOs), Embassies, Corporate and the private sector.

Apart from offering full Corporate Banking solutions, Cash Management, Treasury & FI, SME and Microfinance, BOK is the only bank to offer full suite of Retail Products and services. It also owns various subsidiaries in Trade, Exchange, Brokerage, and Commercial Real Estate.  BOK also established an Islamic Microfinance subsidiary called IRADA where BOK is 80% shareholder and Islamic Develop Bank Jeddah owns 20%.

In August 2016, BOK successfully completed purchase of share of Emirates Telecommunications Group Company PJSC (Etisalat Group) in Canar Telecommunication Company Limited Sudan (Canar). Shares, which represent 92.3% of the Company’s ownership, have been acquired by the BOK after securing all regulatory approvals from the governing authorities.

BOK International:

Licensed by Central Bank of Bahrain, Bank of Khartoum opened its 1st international branch in November 2015 in Bahrain, known as BOK International.

BOK Intentional (BOKI) Bahrain aims to become a prominent wholesale banking solutions provider in Bahrain, recognized for offering innovative Sharia-compliant products and services. The Branch is focusing predominantly on trade finance, treasury, deposit generation, syndicated lending and correspondent banking, with a commitment to exceptional service quality.

In May 2017, Bank of Khartoum was granted its 2nd overseas branch trade license in United Arab Emirates (UAE). In compliance with the Shariah guidelines and The UAE Central Bank’s regulations, the operations will facilitate BOK Group in expanding its regional presence, serving as an important stepping stone towards expansion across the GCC. BOK International UAE opened its branch in Abu Dhabi for public dealing on 17th September 2017.

Bank of Khartoum has plans to further increase its international presence, especially in Africa. BOK International is keen to bring its success and heritage of Bank of Khartoum to Africa and will introduce Sharia-compliant products and services, including Islamic Microfinance.